IKLA Myers Life Health Ins. Agency


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looking for the best deals on medicare advantage plans or are you
Turning 65 within the next 3 months call or click today



humana plans dental medical vision


make an appointment today

Get quotes for Medicare, Medicare Advantage plans



What we do



Medigap



A Medigap policy is private health insurance that helps supplement Original Medicare. It will cover some of the healthcare cost that Original Medicare doesn't cover(like copayments, coinsurance, and deductibles).



Dental



I offer a variety of Dental plans from different Carriers. They can be stand alone plans or grouped with another health care plan. with so many options to choose from I am confident that I may have the right plan for you.



Vision



I offer a variety of Vision plans from different Carriers. They can be stand alone plans or grouped with another health care plan. With so many options to choose from I am confident that I may have the right plan for you.



Health Insurance



I offer individual or group plans for health insurance.

Medical Expense Insurance

Long Term

Short Term

Critical Illness

Dental

SIS BOE AD&D



Medicare Advantage



Medicare Advantage Plans are sometimes referred to as part C or MA plans. These plans are offered by private companies approved by Medicare. Medicare pays these companies to cover your Medicare benefits.



Original Medicare



Original Medicare is the traditional fee-for service program offered directly through the federal government. It is sometimes called Traditional Medicare or Fee-for-Service Medicare. Original Medicare includes Part A (Inpatient/Hospital coverage) and Part B (Outpatient/Medical coverage).



Medical Savings Accounts



Medicare MSA Plans combine a high deductible insurance plan with a medical savings account that you can use to pay for your health care cost. It is a part C plan



Pay For Fee Services



Fee-For-Service (FFS) Plans (non-PPO) is a traditional type of insurance in which the health plan will either pay the medical provider directly or reimburse you after you have filed an insurance claim for each covered medical expense. You get to choose the doctor or hospital you go to.



Cost Plans



A Medicare cost plan is Medicare product that helps cover the cost that Original Medicare does not cover. A Cost plan is a cross between a Medicare supplement and a MA plan.



Medicaid



Medicaid is a joint federal-state program that provides health coverage or nursing home coverage to certain categories of low-assets people, including children, pregnant women, parents of eligible children, people with disabilities and elderly needing nursing home care.